(Last updated: [insert date])
 

1. Acceptance of Terms

By accessing or using this website (the “Site”), you agree to be bound by these Terms of Service and all applicable laws and regulations of the United Arab Emirates (“UAE”). If you do not agree with any of these terms, you are prohibited from using the Site.
 

2. About HartmanX

HartmanX is a privately owned real estate investment advisory and asset management firm. The Site provides general information about our services, investment philosophy, and track record. No content on this Site constitutes an offer, solicitation, or guarantee of returns.
 

3. Use of Site

You agree to use this Site for lawful purposes only and in a manner consistent with all applicable UAE laws and regulations. You shall not use the Site in any way that could damage, disable, or impair the functionality or security of the Site.
 

4. Disclaimer of Warranties

The content provided on this Site is for informational purposes only. HartmanX makes no representations or warranties regarding the accuracy, completeness, or suitability of the information provided. All content is provided “as is” and without warranties of any kind.
 

5. No Investment Advice

Nothing on this Site shall be construed as investment, legal, tax, or other financial advice. You are encouraged to seek independent professional advice before making any investment decisions. Past performance is not indicative of future results.
 

6. Limitation of Liability

To the fullest extent permitted by UAE law, HartmanX shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use or inability to use this Site.
 

7. Intellectual Property

All materials on this Site, including text, graphics, logos, and images, are the property of HartmanX or its content providers and are protected under applicable intellectual property laws. You may not copy, reproduce, or distribute any content without written permission.
 

8. Privacy & Data

HartmanX may collect basic contact information submitted through forms on this Site. Such information is stored securely and used solely for the purposes of communication and business relationship development. We do not sell or share user data with third parties. By submitting your information, you consent to our use of your data in accordance with UAE data protection practices.
 

9. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates, with exclusive jurisdiction granted to the civil courts of Dubai, UAE.
 

10. Modifications

HartmanX reserves the right to update or change these Terms at any time without prior notice. It is your responsibility to review these Terms periodically. Continued use of the Site following any changes constitutes acceptance of those changes.